If you are travelling to the Chanel Islands you could be left without medical aid in the event of illness or accident after the government ended the reciprocal health agreement between the Channel Islands and the UK.The Channel Islands include Jersey, Guernsey, Aldernay, Sark and Herm and from 1 April you must ensure that you have adequate travel insurance in order to safeguard yourselves from large bills for any medical treatment that you made need whilst you are visiting the Channel Islands.
The Channel Islands are a very popular tourist destination. Last year more than half a million people visited the islands.
The islands, which are Crown Dependencies of the UK, are outside the EU and are therefore not covered by the European Health Insurance Card (EHIC), which covers the holder for medical treatment within the European Economic Area (EEA).The cost of travel insurance is so cheap that it makes sense to have either a single trip insurance cover or even an annual travel insurance policy if you go away from home more than twice a year.
On the Global Holidays website one week travel insurance cover for the UK and Channel Islands costs only £8.50 for someone aged under 65. One week travel insurance for Europe costs only £10.72 and an annual travel insurance policy only costs £35.62.
As a general rule, anybody travelling away from home is advised to take out travel insurance but at the very least you need to make sure that you have a valid EHIC for visits to countries within the EU. Department of Health figures have revealed that three million cards are now out of date, so make sure that you check the expiry date on your card. If you don’t have a valid EHIC or adequate travel insurance you are putting yourself at risk should you have an accident or become ill whilst on holiday.
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